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Southern Insurance Group, LLC

3401 Mallory Lane
Franklin, TN 37064

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Tennessee Umbrella Insurance Coverage

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Umbrella Insurance in Tennessee

Extra Protection Beyond Your Standard Policies

Southern Insurance Group offers umbrella insurance options that add an additional layer of protection to your existing policies. As an independent agency in Franklin, TN, we represent several trusted carriers and help individuals and businesses throughout Tennessee, Kentucky, Alabama, Georgia, and Arkansas compare coverage that fits their needs.

Even strong insurance policies have coverage limits. A serious accident or claim can exceed those limits, creating unexpected financial challenges. Umbrella insurance provides extra liability protection that helps cover costs once your primary policy has reached its limit. Our team explains how this coverage works and helps you decide if it is a good fit for your situation.

How Umbrella Insurance Can Help

Umbrella insurance can offer added support in several situations, including:

  • Liability claims involving injuries.
  • Property damage claims that exceed your main policy limits.
  • Certain legal defense costs.
  • Coverage that extends over multiple policies, such as home and auto.

This additional protection can be valuable for families, business owners, property managers, and individuals who want to increase their liability limits without major changes to existing policies.

Flexible Coverage for Many Situations

Our agency reviews your current insurance plans and helps you determine how an umbrella policy might fit into your overall coverage strategy. We compare options from several carriers and explain the requirements for adding an umbrella policy to your existing insurance.

Request an Umbrella Insurance Quote

If you would like to learn more or request a personalized umbrella insurance quote, visit our contact page at contact-us. Our team is ready to answer questions and walk you through your options.

Contact Southern Insurance Group today to discuss umbrella insurance and explore coverage that supports your long-term planning.

WHY WORK WITH US?

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Locally owned and operated

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Policies that meet & exceed expectations

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Get an Annual Policy review


Servicing States

  • Tennessee
  • Kentucky
  • Alabama
  • Georgia
  • Arkansas
  • Aetna
  • Allstate
  • AM Trust
  • American Modern
  • ASI
  • Attune
  • Berkshire Hathaway Guard
  • Blue Cross Blue Shield
  • Bristol West
  • Builders Mutual
  • Burns & Wilcox
  • Celina
  • Chubb
  • Cigna
  • Cincinnati
  • CRC Group
  • Dairyland