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Southern Insurance Group, LLC

3401 Mallory Lane
Franklin, TN 37064

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Tennessee Boat/Watercraft Insurance Coverage

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Boat/Watercraft Insurance in Tennessee

Coverage for Your Time on the Water

Southern Insurance Group provides boat and watercraft insurance options for owners across Tennessee, Kentucky, Alabama, Georgia, and Arkansas. As an independent agency in Franklin, TN, we work with several trusted carriers and help you compare coverage that fits your vessel and how you use it.

Boats and personal watercraft face risks both on the water and in storage. Accidents, collisions, weather damage, and theft can lead to costly repairs or replacement needs. Boat insurance helps address these risks by providing coverage that supports your protection goals and budget. Our team explains your options clearly so you can select a policy with confidence.

What Boat Insurance Can Include

Coverage can vary based on the type of vessel and your specific needs. Policies may include:

  • Liability coverage for injuries or property damage.
  • Physical damage coverage for your boat, engine, and attached equipment.
  • Covers for theft, fire, storms, or collisions.
  • Medical payments coverage.
  • Towing and assistance options.

We can help you explore extra protections, including higher liability limits or coverage for additional items stored on your boat.

Support for All Types of Watercraft

Our agency assists with coverage for fishing boats, pontoon boats, speedboats, sailboats, and personal watercraft. We compare plans from multiple carriers and help you understand which options match your needs and usage habits.

Request a Boat Insurance Quote

If you would like help reviewing your options or want a personalized quote, we welcome you to reach out. Visit our contact page at contact-us for questions or assistance.

Contact Southern Insurance Group today to discuss boat and watercraft insurance and explore coverage designed for your time on the water.

WHY WORK WITH US?

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Locally owned and operated

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Policies that meet & exceed expectations

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Get an Annual Policy review


Servicing States

  • Tennessee
  • Kentucky
  • Alabama
  • Georgia
  • Arkansas
  • Aetna
  • Allstate
  • AM Trust
  • American Modern
  • ASI
  • Attune
  • Berkshire Hathaway Guard
  • Blue Cross Blue Shield
  • Bristol West
  • Builders Mutual
  • Burns & Wilcox
  • Celina
  • Chubb
  • Cigna
  • Cincinnati
  • CRC Group
  • Dairyland